Lender Forms & Underwriting Tools

Applicant and co-applicant personal financial statement with Schedules A–F covering cash, investments, real estate, revolving credit, installment loans, and other liabilities.

Real estate portfolio schedule covering acquisition cost, market value, mortgage liens, cash flow, recourse status, and net rental income for every property owned.

Schedule of all business installment debts, notes, contracts, and mortgages payable — including identification of items to be paid off by loan proceeds.

Tenant-by-tenant lease summary including unit details, base rent, expense responsibilities, CAM charges, rent escalations, and lease options.

Fix-and-flip and rental property experience log with acquisition prices, rehab budgets, sale prices, profit calculation, and verification sources.

Comprehensive construction budget with all line items: permits, site work, exterior, interior, kitchens, baths, site improvements, and miscellaneous.

Full deal profit model: acquisition + rehab + financing + carrying costs vs. net sale proceeds. Profit margin, ROI, annualized return, and lender metrics.