Conventional Apartments
Garden-style, mid-rise, and high-rise stabilized communities — agency permanent and bank loans.
Property Type
Multifamily Financing
Apartments, BTR, manufactured housing, student, senior, and affordable.
Typical Deal Size
$3M – $180M+
Avg. LTV / LTC
65% – 80%
Capital Sources
6+
Overview
Why sponsors choose MCF for multifamily.
Multifamily remains the deepest, most liquid sector in commercial real estate. We finance stabilized garden-style and mid-rise apartments, build-to-rent and SFR portfolios, manufactured housing communities, student and senior housing, and LIHTC affordable deals — with direct correspondent access to Fannie Mae, Freddie Mac, FHA/HUD, life companies, banks, and debt funds. Our team structures non-recourse permanent debt, value-add bridge, and ground-up construction with creative GP/LP and preferred equity layers when the deal needs it.
- Sub-6% agency fixed rates
- Up to 80% LTV non-recourse
- 30-year amortization standard
Sub-Asset Classes
Multifamily sub-types we finance.
Build-to-Rent / SFR
Single-family rental portfolios and BTR communities with debt fund and bank execution.
Manufactured Housing
MHC and mobile home parks with agency and CMBS take-out financing.
Student & Senior
Pedestrian-to-campus student housing and independent living, assisted living, and memory care.
Affordable / LIHTC
9% and 4% LIHTC, tax-exempt bonds, and HUD 221(d)(4) construction-to-perm.
Have a multifamily deal?
Submit your scenario and receive multiple competitive term sheets within 5–10 business days.